Cassia Fo in a white blouse, speaking beside a bright window and a potted plant.
Cassia Fo in “Wait or Move? Three Clocks Beyond HDB Prices”.

Cover story · property

Should I wait for HDB prices to drop?

Single and near 35? Afraid of buying at the top, or of waiting and getting priced out? Both have happened before. Your loan, your rent and your parents' ages show what waiting costs you, whatever prices do.

Latest

What Cassia is reading closely.

Cassia Fo in a white blouse, speaking beside a bright window and a potted plant.
Cassia Fo in “Wait or Move? Three Clocks Beyond HDB Prices”.

property

Should I wait for HDB prices to drop?

Single and near 35? Afraid of buying at the top, or of waiting and getting priced out? Both have happened before. Your loan, your rent and your parents' ages show what waiting costs you, whatever prices do.

Cassia Fo ·

Read the guide

Cassia sits at a wooden table with a notebook and kopi while discussing the housing decision before 35.
Start with a plan you can review.

property · guide

Single, waiting till 35. Then what?

Everyone says wait for 35. Then "next year" comes round again. What are you giving up while you wait? Three routes may offer another way in, but a costly choice can be hard to undo.

Cassia Fo ·

Read the guide

Editorial illustration: a set of brass keys resting on a signed lease document beside a brass letter-opener, on a warm-toned desk
The paperwork that protects you — once you sign it

property · guide

The Order You Pay In: A First-Timer's Rental Checklist for Singapore

Singapore has no dedicated tenant-protection law, so the order you do things in, and the clauses you actually read, are what protect both sides. Here's the full DIY procedure: the Letter of Intent almost nobody explains, the minor-repair and servicing clauses that decide ongoing bills, a real aircon scam to watch for, what the move-in inspection window is actually for, and the address-registration duties that catch nearly everyone out.

Cassia Fo ·

Read the guide

Property analysis

Evidence before instinct.

Cassia sits at a wooden table with a notebook and kopi while discussing the housing decision before 35.
Start with a plan you can review.

property · guide

Single, waiting till 35. Then what?

Everyone says wait for 35. Then "next year" comes round again. What are you giving up while you wait? Three routes may offer another way in, but a costly choice can be hard to undo.

Cassia Fo ·

Read the guide

Editorial illustration: a set of brass keys resting on a signed lease document beside a brass letter-opener, on a warm-toned desk
The paperwork that protects you — once you sign it

property · guide

The Order You Pay In: A First-Timer's Rental Checklist for Singapore

Singapore has no dedicated tenant-protection law, so the order you do things in, and the clauses you actually read, are what protect both sides. Here's the full DIY procedure: the Letter of Intent almost nobody explains, the minor-repair and servicing clauses that decide ongoing bills, a real aircon scam to watch for, what the move-in inspection window is actually for, and the address-registration duties that catch nearly everyone out.

Cassia Fo ·

Read the guide

Cassia's letter

A considered note on what matters next.

The Cassia view

What the data says. What it means for you.

Cassia walks the model and the material board behind this issue's read on the market.

A closer look with Cassia.

Cassia Fo seated in a warm walnut editorial interior, facing camera in a neutral, considered pose.
Cassia Fo seated at a wood-slat table in a warm walnut editorial interior.